How We Work


Kusum Foundation has been successfully providing vocational skills for over ten years at the ground zero - a village named Katesar eighteen kilometres from Chapra (Saran), Bihar , India.

Considering computer illiteracy in my village and surrounding cluster of villages spanning around twenty five  kilometres , it was felt with urgency to establish the foundation at village  Katesar almost on the self funding basis , still the  foundation only charges very nominal amount that too  for running of generator for feeding power to computers and  motor driven sewing and embroidery machines . 

However those who can not afford even such minimal amount, foundation waves even these charges. The foundation also imparts training for mobile repairing .

With the on going courses of  IT and vocational education,few trainings on  health care,  creating awareness on environment and through partnership with government, NGOs, corporates, banking, insurance and microfinance companies, Kusum  Foundation endeavours to bring a socio-economic change in rural India. KF has been promoted by Shri Ram Raghubir Prasad Singh & his eldest son Dr. Anand Kumar, Deputy Chief Executive & Executive Director, Union Bank of India (UK) Ltd, London, UK. . Assistance in managing the operation of foundation from Dr Binod Kumar is commendable where as help through  Mr PK Singh particulaly in getting a public sector commercial bank adjacent to the foundation has further helped in enhanccing the overall synergy between skill development and banking .

KF has been founded  by  Dr. Anand Kumar and with the wisdom of experienced Chief Trustee Shri Ram Raghubir Prasad Sinha  and other Trustees Professor Ram Ashray Prasad Sinha  ex Chairperson of College Service Commission , Bihar. 

Dr. Kumar is a senior banking /insurance executive with financial and general management experience in the UK, India and Singapore coupled with a sustained record of achievement within regulatory and compliance framework.

He is a Fellow of the Chartered Institute for Securities & Investment of UK and is also socially responsible by being member of the (served as Director on the board for two years) Microfinance Club UK. He is also a member of the Association of Foreign Banks, UK. He is a PhD, MBA, LLB, PGDBM, and Dip in training and development.

 KF would endeavour to spread its presenceat different centres in Bihar and other states of our country.

The foundation has got the approval for 80G certification from Income Tax authorities and thus allows tax exemption for the donation both by  individual as well as corporate donors.




Our Vision


  • ICT related courses such as DCA , DTP , Tally  leading to employment opportunities , self -employment 
  • Vocational skills - sewing , embroidery, painting , mobile repairing  leading to sel-employment , possible  linkages with microfinance group would further enhance the possibilities of their economic independence ,
  • Endeavour and follow up with Government for upgraing the goverment school from class 8 to 12,
  • Organising  health care programs/camps ( Dr Anand organised 12 health camps from the Escorts Heart Institute at Chapra, Saran)
  • Helping farmers with the necessary know-how regarding crops, weather forecast , price-list of crops etc
  • Spreading environmental awareness (going green)